Save up your money and travel to far away countries like India to get your medical care. This doesn't always work for everyone as sometimes you need to have your care right away. But if you have something that can be planned in advance you could save a bundle getting the treatment or surgery in the other country. They call it medical tourism because you travel to get medical treatment.

Start your own group health insurance plan. Another option is to start your own company and depending on the state you live in you may need 1 or you may need 2 employees to include in your group medical plan. This doesn't mean that you won't get hit with high insurance premiums. If you have people that have conditions in your group the rates could go up. So you need to do your homework and shop around to consider your options.

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