"More employers and insurance companies are providing incentives such as waiving deductibles, coinsurance and travel expenses of the insured if they will travel to another region or city for medical care. Lowe's and the Cleveland Clinic's domestic medical tourism program for heart procedures is a perfect indication of the trend of employers offering this type of benefit. The savings are significant and can be as high as twenty to fifty percent," Said Renee-Marie Stephano, President of the Medical Tourism Association and Editor of Medical Tourism Magazine.